The Mastercard® Black Card™ (formerly the Visa Black Card) is a good luxury credit card intended for individuals with excellent credit scores and high incomes. The Gold Card is …

This sleek black card offers unique travel benefits, including an annual airline credit of up to $100 toward qualified purchases, a $100 statement credit for a Global Entry application and airport lounge access. Luxury Card marks are property of Black Card LLC. While good, it won’t make any ‘best’ lists, because there are other cards in this category that …

However, for an elite traveler looking for a luxury card that gives the best value on travel benefits, there are much better options to be found. For a credit card holder willing to plunk down $495 for a card that gives them “distinction,” the Mastercard Black Card is the card of choice.

The Titanium Card is the most affordable of Luxury Card's offerings. This metal rewards credit card comes with several high-end travel benefits and a much lower annual fee than the Centurion card. The Black Card, is a rewards credit card that is the middle-tier offering from Luxury Card. BLACKCARD is a registered trademark used under license.

With its show-stopping steel design, the Mastercard® Black Card™ is clearly aimed at consumers looking for a luxury credit card. Luxury Card products are issued by Barclays Bank Delaware pursuant to a license by Mastercard International Incorporated, owner of registered trademarks MASTERCARD, WORLD ELITE MASTERCARD and the circles design. In stark contrast to the Centurion card, anyone can apply for the Mastercard® Black Card™ (formerly known as the Visa Black card).